I’ve been in a traffic accident. What should I do?

Right after a traffic accident, it’s important to take a few key steps. Safety comes first!
Check out our 8 essential steps to follow immediately after a collision.

A traffic accident can turn your life upside down in an instant. Suddenly, you’re faced with challenges you never expected — pain, medical appointments, financial stress, and uncertainty about the future.

At Kracht!, we understand how overwhelming and emotional this can be. Whether you have questions about your rights, costs, or what to expect, we’re here to provide clear advice and full guidance, completely free of charge.

In most rear-end collisions, the driver of the rear vehicle is at fault and therefore liable for the accident. This is based on Article 5 of the Dutch Road Traffic Act and Article 19 of the Traffic Rules and Signs Regulations, which state that drivers must keep a safe distance to avoid collisions.

There are only two exceptions — when the front vehicle:

• Brakes suddenly without reason, or
• Cuts off another vehicle.

In these cases, the front driver may be held liable for the damage.

Different liability rules apply when cyclists are involved in accidents. Here’s an overview of who is responsible in various situations:

1. Hit by a car while cycling

If you were hit by a car while cycling, the driver of the motor vehicle is almost always (partially) liable — even if you made a mistake yourself. Under Article 185 of the Dutch Road Traffic Act, vulnerable road users such as cyclists are legally protected.

In most cases, the car’s insurer must pay at least 50% of your damages. If you were not at fault, the insurer must cover 100% of your losses, including personal injury and compensation for pain and suffering.

Make sure to collect all relevant information and contact us for legal support, so you receive everything you’re entitled to.

2. Hit by a moped or scooter while cycling

If you were hit by a moped or scooter, the rider is usually liable. These vehicles are considered motor vehicles under Dutch law, meaning cyclists receive extra legal protection as vulnerable road users.

In most cases, the moped or scooter rider must compensate for at least part of your damages.
Only if you made a serious traffic error — for example, running a red light — could this affect the amount of compensation. Still, you often remain entitled to compensation, so it’s important to have your situation properly assessed and guided by experts.

3. Hit by another (electric) cyclist

If you were hit by another cyclist, liability depends on who caused the accident. The standard rules for civil liability apply. If the other cyclist is at fault, they are responsible for covering your damages.

When both parties share some degree of fault, the compensation may be divided proportionally based on the level of responsibility.

That’s why it’s essential to document everything carefully, so liability can be established and you can receive a fair settlement.

A lot comes your way after an accident. The specialists at Kracht! help you claim fair compensation — completely free of charge. Choose Kracht! because:

• You’re never just a case number — you’ll have one dedicated personal injury specialist throughout your entire case.
• We’ll visit you personally — at home, at work, or even in the hospital.
• If necessary, we’ll inspect the accident site ourselves to fully understand your situation.
• We’re persistent and creative, going the extra mile — especially when others give up.
• We work with a trusted network of litigation lawyers in case your case goes to court.